Are you looking at getting a mortgage in the near future? Chances are good that you’ve seen a wide variety of advertisements, and you’ve heard all sorts of information from friends and family. If friends think that...
A mortgage isn’t just a loan between you and the lender. It’s someone believing in your dream of owning a home. As much as we’d like to be “by the numbers” around here, we have to admit that we have a soft spot for...
If you’re thinking about moving house or have recently moved, you’ve probably heard of the Mortgage Market Review, which came in last April. It meant that new affordability criteria could make it harder for some people to get...
Looking at options for making retirement sweet is on everyone’s mind — even if you’re not retirement age yet, chances are pretty good that you’re going to want to take a step back and review your options. If you’ve...
Following the introduction of the Mortgage Market Review (MMR) some lenders have introduced new age restrictions for their mortgage lending. If you are looking for a mortgage for over 60s or a mortgage for over 50s then you will...
Mortgage endowments are pretty hot right now — they’re basically an investment that’s supposed to let you not only pay off your home loan but also give you a little cash to celebrate with. Now that’s an investment we can...
What you have heard around was right. The bank possibly owes you a great deal of money this time as a result of the recent discovery that Payment Protection Insurance was sold in scheming and fraudulent ways to gain profit from...
It seems that you can no longer log onto the internet, turn on the TV or listen to the radio without seeing or hearing an advertisement for a loan. In these tough economic times where money is tight, it can be very tempting to...
We just commented on the sharp rise in mortgage arrangement fees, but what about those mortgage rates? Rates have been at the top of everyone homebuyer’s mind as they try to break into the property ladder. Does that mean that...
When you take out a mortgage the lender will insist that you have life insurance. This will cover their investment if anything happens to you. So if you die, the insurance will pay off the remaining balance of the loan and so the...