The recent housing crisis and the predatory lending that went along with it have led many homeowners to look into the possibility of refinancing their current mortgages in order to make payments more affordable. However, the flip...
Category - Mortgages
Housing has always been a huge step for many but especially over these past few years as house pricing continues to increase and mortgages become more difficult for some to access, but that isn’t to say there isn’t a lot of...
A key part of the UK’s strategy for meeting new home build targets, redeveloping brownfield sites gives purpose to previously disused land, providing the space required for new houses to be built. Without the environmental...
Have you been thinking about building your own home? You might want to consider looking into Modern Methods of Construction (MMC), which utilises offsite production and could offer a faster and cheaper alternative to traditional...
Halifax revealed that mortgages in the UK have reached their most affordable level in a decade. The latest price index stated that in the last quarter of 2017, typical mortgage payments accounted for less than a third of...
If you want to buy a rental property but need to borrow the cash, you will have to take out a buy-to-let mortgage. These are different to residential mortgages and have special terms and conditions attached. What are buy-to-let...
How to stop an interest-only mortgage blowing up in your face So what’s an interest-only mortgage? An interest-only mortgage is exactly what the name suggests; a home loan where you only pay the interest that accrues and...
Low interest rates on mortgages in Scotland, Wales, and Northern Ireland are driving a boom in housing purchases amongst first-time homeowners who can now afford their own property. In the second quarter of 2017, growth rates...
Have you been considering a remortgage for your property? How much you have to pay back will depend on whether you act now or wait a few months. Research shows that remortgage rates are slowly rising in the UK. Let’s look at...
Over a period of time an individual can build up a substantial financial resource which is locked into a house or property. Such a resource is built up from both repayments on the mortgage, as well as any rises in property prices...