Have you been thinking about building your own home? You might want to consider looking into Modern Methods of Construction (MMC), which utilises offsite production and could offer a faster and cheaper alternative to traditional...
Halifax revealed that mortgages in the UK have reached their most affordable level in a decade. The latest price index stated that in the last quarter of 2017, typical mortgage payments accounted for less than a third of...
If you want to buy a rental property but need to borrow the cash, you will have to take out a buy-to-let mortgage. These are different to residential mortgages and have special terms and conditions attached. What are buy-to-let...
How to stop an interest-only mortgage blowing up in your face So what’s an interest-only mortgage? An interest-only mortgage is exactly what the name suggests; a home loan where you only pay the interest that accrues and...
When you place a property (money or any other assets) in trust, you transfer its ownership to an entirely separate and independent entity. Through the transfer, you have created a distance or gap between yourself and the property...
Low interest rates on mortgages in Scotland, Wales, and Northern Ireland are driving a boom in housing purchases amongst first-time homeowners who can now afford their own property. In the second quarter of 2017, growth rates...
Have you been considering a remortgage for your property? How much you have to pay back will depend on whether you act now or wait a few months. Research shows that remortgage rates are slowly rising in the UK. Let’s look at...
Over a period of time an individual can build up a substantial financial resource which is locked into a house or property. Such a resource is built up from both repayments on the mortgage, as well as any rises in property prices...
You may be forgiven for thinking it is impossible to get a mortgage on a zero hour contract. But there are some ways to give yourself the best chance of securing a loan. Firstly, the facts. The number of people employed on a...
In life, the only way to grow is to collect experiences along the way. Some experiences are going to be a bit of a challenge, while others will feel like a breeze. Buying your first home is an interesting mix of both...